The Zelle scam got outted in 2019. Trump ¹.0. The Biden administration prosecuted them. In the past two years every high net-worth boomer individual in my sphere has pressured me to use it & I have refused. I even asked why they were suddenly so enamored with it. Their banks encouraged them to. With no mention of the ongoing prosecution. Repeatedly, thinly veiled racist things were said about the other platforms. It became a dealbreaker a few times. They were that sold.
During the wrapup of that prosecution use jumped to over 140 million. Without them fixing things. Utterly targeted.
Upon the announcement of T ².0’s imminence… the very banks that convinced their clients to use that platform just publicly announced they aren’t paying their own clients back or rooting out the scammers. Which are probably entry- level finance cowboys, fleecing. Every “data breach” you’ve heard of in 2024 just happened to be these same banks.
…people were too busy doing other things to take notice, perhaps.