These people who’ve never dealt with anything like this mess are about to have the poor man’s experience with this shit × 100.
Why?
Because these sadistic insurers see you as a corpse when all your stuff is lost…& they’re fucking incentivized necrophiliacs.
It’s going to possibly be worst for those in LA because there’s still money in their pockets to bleed out. You have to understand the level of psychological support your people are going to need in this shit. Between the insurance companies & the realtors it’s set up to be a bleeding out bloodbath.